How we check savings
Inset Offset never fabricates a number. Every saving we show comes from real prices we checked, comparing the same booking on your inset-day dates and on the usual holiday dates, and is shown as a band across the operators and airports we tested.
How we checked prices
Between 7 and 12 October 2026 we checked real prices, mostly for 2027 dates. For each way to save, we priced the same booking on both dates — the inset-day date and the holiday date a family would otherwise use — keeping the same lodge, room or airline wherever we could.
- Who: a family of 2 adults and 2 children (aged 4 and 7).
- What you see: a band across the operators and airports we tested, for your holiday — for example "54–62% less" before February half-term — rounded, not a quote. The headline on each window is the top of the best band tested for your holiday; where the best finding has no percentage (such as cheaper extra nights), the headline says that in words instead. The full band, the details and the conditions are listed underneath.
- Where we found no saving, we say so. Each window has a "Where an inset day doesn’t help" list — for example, parks that only start breaks on Fridays or Mondays, where a Friday inset day changes nothing.
- Not yet tested: if we haven't checked an option for your holiday (for example flights before October half-term, which weren't on sale yet), we say so rather than borrow a number from another holiday.
We don't publish the full list of searches or the raw prices. Prices change, so always compare your own dates before you book.
Published guides showing the same pattern
Independent guides describe holiday-park prices rising and falling with school holiday dates, which is the pattern our checks measure.
The late-May bank holiday is the Monday of May half-term, so we treat it as part of the half-term rather than as a separate weekend. An inset day next to the early May bank holiday is different: it makes a four-day weekend in term time, and we price-tested that on its own.
We found inset-day and holiday dates selling out months ahead (February half-term lodges four months ahead; Christmas cottages a year ahead). We did not test whether booking earlier is cheaper, so we don't claim it is.
Why Christmas is treated differently
Many holiday parks close over Christmas, so options that weren't open then aren't offered for Christmas windows. Where your school's first day back in January is a Monday inset day, the savings we found are for staying on to that Monday — for example flying home on the Monday rather than the Sunday.
Christmas holiday cottages were fully booked a year ahead when we checked, so if you want one, look early.
Green, amber and grey, explained plainly
Every day we show carries one of three classifications. They describe your child's attendance status — nothing else.
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Green — genuinely authorisedAn inset day, weekend, half-term, bank holiday or normal school holiday. No permission needed, no fine risk.
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Amber — term-time absenceA school day you'd be asking to take. Requires your head teacher's permission and carries fine risk. Always labelled, never hidden inside a total.
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Grey — a normal school dayOutside the window. Shown for context only.
Inset Offset exists to correctly identify time your child is already authorised to have off. It is not designed to encourage unauthorised absence. Amber days are never recommended silently — if a window contains them, we say so plainly and tell you permission is required.
How term dates are read
The tool works from real school-published term dates and inset days, parsed from the source the school actually publishes — council pages, individual school sites, HTML tables and PDF newsletters alike.
That parsing has been stress-tested against a deliberately messy, wide range of real school websites in England: different councils, different formats, inconsistent date styles, and PDFs of varying quality. Cases where dates were being misread were caught and fixed against those real sources rather than tidy test data.
If a school's page can't be read reliably, the tool says so and asks you to confirm the dates, rather than guessing and quietly returning a wrong window.
What we get conservative about
Where an edge case is genuinely ambiguous, we resolve it against ourselves. We would rather under-claim and be trusted than over-claim and be right occasionally.
- An inset day falling after the summer holiday has already started doesn't count as unlocking a hidden saving — everyone gets that time off regardless, so it earns no credit.
- Conditions such as "closed over Christmas" or "only before Easter" are shown with each option, so you can see why there's no figure for your holiday.
- Where we tested an option for specific holidays, we only use the figure for your holiday. If we haven't tested it for your holiday, it's listed as "not yet tested" and never used for the headline — even if it saved money at another holiday.
- Bank holidays that already sit inside a school holiday aren't counted twice as extra authorised days.
- A window is only ranked as a hidden win if one of the ways to save we tested applies to it — everything else is a safe bet with no saving shown.
Inset Offset shows saving bands from prices we checked in October 2026 — not live, real-time quotes. Actual prices vary by operator, specific dates, and demand at the time you book. Always compare your own dates with the provider before committing, and confirm term-time absence rules with your school.
- A small sample. Some options were tested at one park, one cottage or one route; the details on each option say so.
- Term-time absence isn't price-tested. If you allow term-time days, we show those windows without a saving.